Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan. 

Home improvement loans allow you to use the equity in your home to fund your home renovation. 

Benefits of a Home Renovation Project

1.) Increased Home Value

Prospective home buyers are willing to spend more if they see a kitchen or bathroom that has been updated or upgraded for convenience and functionality. 

2.) More Space

If your home feels cramped due to your growing family, extra bedrooms or living space can make living in your home comfortable once more. 

3.) Maintenance

Putting off home repairs can result in more considerable expenses down the road.

Perhaps nothing within a space affects our perception and mood so much as lighting. From intensity to direction and hue, lighting greatly influences our ability to relax and feel welcome. Even so, it’s not uncommon for homeowners to invest a great deal of effort into furniture selection and arrangement, object placement, and paint colors – yet hardly spend any time deliberately choosing a lighting scheme.

Today, let’s talk about the nitty-gritty of overhauling or just installing a lighting system. As you read through our guide, jot down ideas as they speak to you. These rough notes can form a great foundation around which you’ll create a cohesive lighting plan.

1.) Why You Should Install Smart Controls

Once upon a time, only dimmer switches

Fire pits are one of the most popular backyard entertainment features, and they’re a straightforward DIY project as well! Modern fire pits are warm, beautiful, and safe, and make outdoor entertaining in Middle Tennessee feasible eight to nine months out of the year.

Are you ready to create your own fire pit? All you need is a budget of around $100 and a free afternoon, and you could be roasting s’mores around your new outdoor space by nightfall. Today’s guide will walk you through each step, so scroll through to learn just how to make a DIY fire pit.

1.) Check Local Building Codes

Depending on your local ordinances, there may be restrictions on DIY fire pits. Before you get started on your project, take a few moments to read up on

Back yards are each homeowner’s personal slice of nature. When well maintained, thoughtfully arranged, and studded with pops of your personality, your outdoor living space can become a place where you can entertain long into the night. 

The following must-have backyard items are a blueprint meant for personalization. Only you can picture your perfect paradise, but we hope this list gets your creative mind whirling with possibilities.

1.) Lush Landscaping

If you have the means to have lavish landscaping installed all at once, congratulations! If not, visit one of the best locally-owned plant nurseries for assistance in choosing the best botanicals for your yard, planting them properly, and maintaining them throughout each season. 

As your

Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even make your home less desirable to potential homebuyers.

Find out which renovations are the best and which are the worst.

Remember that Legacy Home Loans can help you get the funds to finance home renovations. With options like cash-out refinancing, FHA 203(k) rehab loan, a home equity loan, and HELOC, they can match you with a low-rate home loan to fund all your home repairs and upgrades. 

Best Home Projects to Boost Your Home’s Resale Value

Spruce

When you are in the process of remodeling or designing a home’s interior, choosing flooring materials is one of the most important decisions you will make. Often, professional designers recommend choosing a type of flooring—as well as the color and finish—before you go on to choose things like countertops, lighting fixtures, cabinets, appliances, and wall colors because flooring is absolutely fundamental to a home’s appearance. 

Today, we’re exploring 9 of 2021’s most popular flooring choices. Modern flooring technology is truly amazing, offering more potential varieties than you may have realized! We hope this guide will help you determine which flooring is best for your home makeover.

1.) Hardwood

Hardwood flooring is timeless,

Even though Tennessee is considered a “southern state,” late fall and winter overnight temperatures can fall into the freezing range here. Thus, you may be wondering whether your next home should be more energy-efficient. If your current home was built before the year 2000, it’s likely far less energy-efficient than houses built more recently. Homeowners will tell you that weather extremes in a less-efficient home lead to higher utility bills and uncomfortable inside temps. Today, we’re sharing the top reasons we recommend buying energy-efficient homes.

1.) Your Home’s Air Quality Will Be Better

Far more concerning than an eye-watering heating or cooling bill, the air quality in older homes is likely inferior when compared to new construction.

Buying a move-in ready home is appealing, but there are benefits to purchasing a "diamond in the rough" too. Here are the top 5 reasons home shoppers prefer a fixer-upper!

Pro Mortgage Tip: Did you know that there are many home loan programs, especially for buying a home that needs renovation? It's true! Contact Legacy Home Loans to see which option is best for you.

Lower Price Point

Budget-conscious home seekers often check out fixer-uppers first. Properties that need TLC are typically priced on the lower end of the scale, and the slightly lower price may also be just what you need to break into that neighborhood you dream of living in. A word of caution, however. Before making an offer, request quotes from a few contractors to get an idea

After the flurry of activity surrounding the purchase of a home, the long and luxurious process of making it one’s own may be the best way there is for a new homeowner to unwind. Today, we’re highlighting ten of the best ways to personalize your home!

No matter your budget, DIY skill level, or artistic ability, we hope these tips will guide and inspire you to have fun while you accomplish beautiful flourishes of self-expression throughout your home.

1.) Re-Make an Entrance

The entrance to your home is your first opportunity to set your home apart. A brightly-painted door, a quirky statue, a hand-shaped walkway, or bold landscaping: are any of these common approaches right for your new home?

If you’re moving into a home that has a Home

Whether you’re planning upgrades in preparation for putting your home on the market or prioritizing your list of upgrades for your first fixer-upper, it can be tricky to decide whether or not to heavily invest in any one room of your home. Most homeowners are working within tight financial parameters, and sometimes the list of upgrades one could make seems endless.

Kitchen remodels, however, are almost always a wise investment. As the modern home’s “family room” where families gather to eat, socialize, and plan their lives, kitchens have a major impact on a home’s marketability. As a rule, a home with a fresh, fully modern kitchen will easily fetch a significantly higher price than a comparable home with a shabby or outdated one.

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